passphrase vs password

Lets face it - passwords are a pain. If they are complex enough to be effective, they are hard to remember. And the number of passwords we need seems to grow daily. I believe biometrics is the ultimate answer - but for now, passphrases seem to be the easiest way to remember effective passwords. Depending on how many characters the password field has, it can actually be a phrase (eg "password=phrase"), or it might be the first character in each word of a phrase. Try to work some numbers, symbols, and caps in as well.